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State issues grace period order for insurance deadlines

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SALEM — The Oregon Department of Consumer and Business Services issued a temporary emergency order on Wednesday requiring all insurance companies to extend grace periods for premium payments, postpone policy cancellations and nonrenewals and extend deadlines for reporting claims, according to a press release from the Oregon Department of Consumer and Business Services.

“During this crisis, we must all do our best to help Oregonians focus on staying healthy, care for their families, and prevent the spread of the coronavirus,” said Andrew Stolfi, insurance commissioner. “Many of our insurers have already stepped up and done the right thing. This order will ensure every Oregonian who needs it has relief from these insurance policy terms, giving them a measure of security and stability.” 

The COVID-19 outbreak has caused widespread business closures, job losses and social distancing measures. The severe disruption to business in the state includes some Oregonians’ ability to make insurance premium payments, report claims and communicate with insurance companies.

The order is effective immediately, and will be in force through at least April 23, the press release said. If necessary, the department may extend the duration of the temporary order.

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According to Centers for Disease Control and Prevention

Can I get COVID-19 from my pets or other animals?

There is no reason at this time to think that any animals, including pets, in the United States might be a source of infection with this new coronavirus that causes COVID-19. To date, CDC has not received any reports of pets or other animals becoming sick with COVID-19 in the United States.

Pets have other types of coronaviruses that can make them sick, like canine and feline coronaviruses. These other coronaviruses cannot infect people and are not related to the current COVID-19 outbreak.

However, since animals can spread other diseases to people, it’s always a good idea to practice healthy habits around pets and other animals, such as washing your hands and maintaining good hygiene.

Should I avoid contact with pets or other animals if I am sick with COVID-19?

You should restrict contact with pets and other animals while you are sick with COVID-19, just like you would around other people. Although there have not been reports of pets or other animals becoming sick with COVID-19, it is still recommended that people sick with COVID-19 limit contact with animals until more information is known about the new coronavirus. When possible, have another member of your household care for your animals while you are sick. If you are sick with COVID-19, avoid contact with your pet, including petting, snuggling, being kissed or licked, and sharing food. If you must care for your pet or be around animals while you are sick, wash your hands before and after you interact with pets.

What about imported animals or animal products?

CDC does not have any evidence to suggest that imported animals or animal products pose a risk for spreading COVID-19 in the United States.

What precautions should be taken for animals that have recently been imported from outside the United States?

At this time, there is no evidence that companion animals, including pets and service animals, can spread COVID-19. As with any animal introduced to a new environment, animals recently imported should be observed daily for signs of illness. If an animal becomes ill, the animal should be examined by a veterinarian. Call your local veterinary clinic before bringing the animal into the clinic and let them know that the animal was recently imported from another country.